Vision

Vision insurance for whole-person health

Highlights of Vision PLUS:

*No copay on routine eye exams
*$250 allowance on frames*
*Large network with over 125,000 healthcare provider locations

Eye exam

PLUS network provider: $0 copay

In-network coverage: $10 copay

Out-of-network coverage: $30 allowance

Waiting period: None

1 standard contact lens fit and follow-up every 12 months from the last date of service

Eyeglass frames

PLUS network provider: $250 allowance

In-network
coverage: $200 allowance

Out-of-network
coverage: $200 allowance

Waiting period: None

1 pair of eyeglass frames every 12 months from the last date of service

Eyeglass lenses

PLUS network provider & in-network coverage for standard plastic lenses:

Single vision: $10
copay
Bifocal: $10 copay

Trifocal: $10 copay

Lenticular: 20% off retail price

Out-of-network coverage for standard plastic lenses:

-Single vision: $25 allowance

-Bifocal: $40 allowance

-Trifocal: $55 allowance

*Lenticular: Not covered

Waiting period: None

1 pair of eyeglass lenses every 12 months from the last date of service

Contact lenses
(instead of eyeglass lenses)

PLUS network provider & in-network coverage:

Conventional: $200 allowance

Disposable: $200 allowance

Medically necessary: $0 copay


Out-of-network coverage:

Conventional: $92 allowance

Disposable: $92 allowance

Medically necessary: $200 allowance

Waiting period: None

Contact lenses (in lieu of eyeglass lenses), 1 every 12 months from the last date of service

Dental

Complete Dental

Highlights of the Humana Complete Dental plan

*117,000 dentist and specialist locations across the U.S.
* Pay your premiums by mail, by phone or online
*You’ll pay an annual deductible of $50/person or $150/family—but there is no deductible if you use in-network providers for preventive services!

Preventive care

Receive these services with no waiting period:

2 routine oral examinations per year

2 cleanings per year

2 topical fluoride treatments per year

1 limited oral evaluation per year

In-network coverage: 100% covered with no deductible (some limits apply)

Basic care

A 6-month waiting period† applies to these services.

Waiting periods may be waived on basic services if the member had prior coverage for 12 continuous months.

Emergency care including extractions and root removal

1 filling per tooth per 2 years

Initial placement for space maintainers for ages 14 and under

Prefabricated stainless steel crowns In-network coverage: 80% covered after paying the deductible (some limits apply)

Major services

/A 12-month waiting period applies to these services.

Waiting periods may be waived on major services if the member had prior coverage for 12 continuous months.

Oral surgery, including 1 root canal per tooth per lifetime

Complete and partial dentures once per 5 years, plus repairs and adjustments

Crowns, onlays and inlays, 1 per tooth per 5 years

Also included with no waiting period: Periodontal maintenance (limit 2 per year) and periodontal scaling and root planing (limit 1 per quadrant every 3 years).

In-network coverage: 50% covered after paying the deductible (some limits apply)


Address


Evergreen, IL 60805, US

About us

We are licensed Insurance agents dedicated to making quality dental and vision care accessible to individuals and families across Illinois, Indiana, & Michigan. Plans, products, and services are provided by the insurance company specified on the plan, product, or service contract.